*{box-sizing:border-box}html{scroll-behavior:smooth}
:root{--navy:#12263f;--sun:#f2b705;--bg:#f5f7fa;--ink:#1c2733;--mut:#5b6877;--line:#dde3ea;--card:#fff}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:inherit}.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.vstrip{background:#101719;color:#fff;font-size:13px;text-align:center;padding:9px 14px}.vstrip a{color:#d8ac57;font-weight:700;margin-left:8px}
header.top{background:var(--navy);color:#fff}header.top .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:14px;padding-bottom:14px}
.logo{font-weight:900;font-size:20px;text-decoration:none;display:flex;align-items:center;gap:8px}.logo b{display:inline-grid;place-items:center;width:30px;height:30px;border-radius:7px;background:var(--sun);color:var(--navy)}
nav{display:flex;gap:4px;flex-wrap:wrap}nav a{text-decoration:none;font-size:15px;font-weight:600;padding:8px 12px;border-radius:7px;color:#cfd9e6}nav a:hover,nav a.on{background:rgba(255,255,255,.12);color:#fff}
.hero{background:linear-gradient(135deg,var(--navy),#1f4a73);color:#fff;padding:64px 0}.hero h1{font-size:clamp(32px,6vw,52px);line-height:1.1;margin:0 0 14px;max-width:16ch}.hero p{font-size:19px;color:#d6e2f0;max-width:52ch;margin:0 0 26px}
.btn{display:inline-block;background:var(--sun);color:var(--navy);font-weight:800;text-decoration:none;padding:13px 24px;border-radius:9px;border:0;font-size:16px;cursor:pointer;font-family:inherit}.btn.alt{background:transparent;color:#fff;border:2px solid #fff;margin-left:8px}
section{padding:54px 0}h2{font-size:clamp(26px,4vw,36px);margin:0 0 8px;line-height:1.15}.lead{color:var(--mut);margin:0 0 28px;max-width:60ch}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px}.card h3{margin:0 0 6px;font-size:19px}.card p{margin:0;color:var(--mut);font-size:15.5px}.ic{font-size:28px;margin-bottom:8px}
.steps{counter-reset:s;display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.steps div{counter-increment:s;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px 20px 20px 64px;position:relative}.steps div:before{content:counter(s);position:absolute;left:18px;top:18px;width:34px;height:34px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:800}
.band{background:var(--sun);color:var(--navy);text-align:center;padding:40px 0}.band h2{margin-bottom:14px}.band .btn{background:var(--navy);color:#fff}
.stats{display:grid;gap:14px;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));margin-bottom:30px}.stats div{background:var(--navy);color:#fff;border-radius:12px;padding:20px;text-align:center}.stats b{display:block;font-size:32px;color:var(--sun)}
.note{color:var(--mut);font-size:14px;margin-top:14px}
form.q{display:grid;gap:12px;background:var(--card);border:1px solid var(--line);border-radius:12px;padding:22px}form.q label{font-weight:700;font-size:14px;display:grid;gap:5px}form.q input,form.q textarea{font:inherit;padding:11px;border:2px solid var(--line);border-radius:8px}
.two{display:grid;gap:12px;grid-template-columns:1fr 1fr}@media(max-width:560px){.two{grid-template-columns:1fr}}.cols{display:grid;gap:28px;grid-template-columns:1.2fr .8fr}@media(max-width:800px){.cols{grid-template-columns:1fr}}
footer{background:#0c1a2b;color:#9fb0c3;padding:26px 0;font-size:14px}footer a{color:#cfd9e6}
a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline:3px solid var(--sun);outline-offset:2px}